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India's most popular lifetime free credit card. Offers 5% cashback on Amazon for Prime members (3% for non-Prime), 2% on partner merchants, and 1% on all other spends. Zero annual fee forever.
"Best for Amazon Prime members who want a zero-fee card with guaranteed cashback on everyday spends."

A travel-focused co-branded card with Ixigo, offering 10% off on flights and hotels booked via Ixigo, 16 domestic airport lounge + 16 railway lounge visits, zero forex markup, and 10 reward points per ₹200 on online spends.
"Best for frequent domestic travelers who book via Ixigo and want extensive lounge access with zero forex markup — all for free."

A lifetime-free premium card offering 10X reward points on spends above ₹20,000/month and on birthday, 3X on all spends up to ₹20K, and 1X on fuel/utility. Features competitive 1.99% forex markup, conditional domestic airport and railway lounge access, BOGO movie tickets, and never-expiring reward points.
"Best for high spenders (₹20K+/month) who want a lifetime-free card with accelerated rewards, lounge access, and never-expiring points."

A lifetime-free card targeting millennials with 10X reward points on monthly spends above ₹20,000 and on birthday purchases, 6X on online purchases, and 3X on offline. Points never expire and can be redeemed instantly.
"Best for millennials who spend ₹20K+ monthly and want accelerated rewards that never expire — all without paying fees."

A premium Lifetime Free Visa Signature credit card by IndusInd Bank in partnership with Tiger Fintech. Offers a powerful tiered rewards program where you earn up to 6X points on higher annual spends. Packed with travel and lifestyle perks including Priority Pass lounge access, quarterly golf sessions, movie discounts, and a market-leading 1.5% forex markup.
"Best for salaried professionals who want a premium lifetime-free card with lounge access, golf privileges, and travel benefits without paying any annual fee."

A lifetime-free beginner card offering 5X reward points on top spending categories (auto-detected), never-expiring reward points, and unique features like interest-free ATM cash withdrawal for up to 48 days.
"Best for first-time credit card users and students who want zero-fee entry into the credit world with decent rewards."

A fintech-first metal credit card with 5X rewards on top spend categories (auto-detected by AI), lifetime free with no annual fee, full app-based management, and instant EMI conversion on any transaction.
"Best for millennials and Gen-Z who want a premium metal card experience, digital-first UX, and zero fees."

India's first customizable credit card — choose 3 out of 9 benefit categories (fuel, travel, entertainment, dining, etc.) and get higher rewards only on what matters to you. Lifetime free with pay-what-you-use model.
"Best for people whose spending patterns change — customize rewards monthly to match your current lifestyle."

HSBC's lifetime-free rewards card offering 2 reward points per ₹150, with 5X accelerated points above ₹4 lakh annual spend. Points can be transferred to airline miles (British Airways, Singapore Airlines, Air India, Etihad) at competitive rates.
"Best for aspirational travelers who want a free card that earns transferable airline miles to premium international carriers."

A lifetime-free co-branded airline card that earns Club Vistara (CV) points on every spend. Comes with complimentary Vistara Silver tier membership, free priority check-in, and points that can be redeemed for Air India/Vistara flights.
"Best for occasional flyers who want to earn airline points without paying an annual fee, and Vistara/Air India loyalists."

India's best lifetime-free travel card with unlimited domestic lounge access, 0% forex markup, and 10% savings on travel bookings via the Scapia app. No annual fee, ever.
"Best for international travellers wanting zero forex markup and budget-conscious flyers who want unlimited lounge access for free."

Axis Bank's popular entry-level rewards card offering 4X EDGE Reward Points on dining, movies, and OTT platforms, 1X on all other spends, with easy EMI conversion and dining offers at 10,000+ partner restaurants.
"Best for young professionals and foodies who frequently dine out and want accelerated rewards on entertainment spending."

A budget-friendly fuel card providing 6.5% savings on HPCL fuel purchases (up to ₹5,000/month), 1% fuel surcharge waiver, and rewards across dining and grocery categories.
"Best for HPCL customers in tier-2/3 cities wanting affordable fuel savings with a public sector bank."

A modern fuel card offering up to 6.5% savings on HPCL fuel, 4X rewards on grocery and utility spends, complimentary lounge access, and IDFC FIRST FASTag auto-recharge integration.
"Best for HPCL users who also want grocery & utility rewards plus modern features like FASTag integration."

A versatile rewards card powered by Google Pay, offering 5% cashback on utility bill payments, 4% on Swiggy/Zomato/Ola, 2% on all other online spends, and 1.5% on offline transactions.
"Best for utility bill payers and daily expense optimizers who use Google Pay for transactions."

A simple, no-nonsense cashback card from HSBC offering 1.5% unlimited cashback on all spends with no category restrictions, no cap, and no complicated reward tracking. Lifetime free with no annual fee.
"Best for people who hate tracking categories and want guaranteed flat-rate cashback on every single transaction."

Designed for food delivery enthusiasts, this card offers a massive 10% cashback on Swiggy (food, Instamart, Dineout, Genie), 5% on all other online spends, and 1% on offline spends.
"Best for heavy Swiggy users who order food, groceries, or dine out frequently via the Swiggy platform."

Best-in-class co-branded card offering up to 7.5% cashback on Myntra, 5% on Flipkart & Cleartrip, 4% on partner merchants (Swiggy, Uber, PVR), and 1.5% unlimited cashback everywhere else.
"Best for Flipkart & Myntra loyalists who want high cashback across multiple online platforms."

An affordable fuel card offering 4% value back on IOCL fuel purchases, 1% fuel surcharge waiver, and bonus reward points on dining and grocery spending. Very low ₹500 annual fee.
"Best budget fuel card for regular IOCL customers who want decent rewards without a high annual fee."

India's most popular cashback card offering a flat 5% cashback on all online spends and 1% on offline purchases. No merchant restrictions — cashback is auto-credited as statement credit.
"Best for heavy online shoppers wanting straightforward flat cashback without category restrictions."

Targeted at millennials and online shoppers, this card offers 5% cashback on Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow and other partner platforms, plus 1% on all other spends.
"Best for millennials who frequently use Amazon, Flipkart, Swiggy, and Zomato."

The upgraded IndianOil fuel card offering 5% value back on IOCL fuel (4% EDGE Miles + 1% surcharge waiver), 2X on grocery/supermarkets, conditional domestic lounge access, Zomato/dining discounts, and EDGE Miles redeemable for fuel or air miles.
"Best for regular IndianOil customers who want premium fuel rewards with lounge access and dining benefits — a significant upgrade over the basic IOCL card."

Amex's most accessible card in India, earning 1 Membership Rewards point per ₹50 spent, with 5X bonus on select partners. Includes premium Amex customer service, 4 global lounge visits, and exclusive offers.
"Best entry-level card into the Amex ecosystem with premium service and a genuine metal card at low cost."

The premium co-branded card for the Tata ecosystem, offering up to 10% NeuCoins on Tata Neu (5% base + 5% NeuPass bonus), 5% on partner brands (BigBasket, Croma, 1mg, AirAsia), and 1.5% on all other spends including UPI.
"Best for heavy Tata ecosystem users wanting maximum rewards on groceries, electronics, and travel, with premium lounge access."

India's best fuel credit card offering 7.25% value back on all BPCL fuel purchases, plus 1% fuel surcharge waiver. Also earns 5% on dining and movies, and 2X on grocery and online shopping.
"Best for high-volume BPCL fuel users who want maximum savings at the pump plus lifestyle rewards."

India's first health and fitness-focused credit card, offering 10X reward points on health, wellness, and fitness platforms including Practo, Cult.fit, Netmeds, Pharmeasy, and Apollo 24|7. Also includes lounge access and dining rewards.
"Best for health-conscious individuals who regularly spend on fitness memberships, online pharmacy, doctor consultations, and wellness products."

The best card for IndianOil customers, offering 8.5% value back on IOCL fuel purchases, 1% fuel surcharge waiver, and rewards on grocery and department store purchases.
"Best for IndianOil customers who refuel frequently and want the highest percentage return on fuel."

Federal Bank's premium lifestyle card offering 6 complimentary domestic lounge visits, 2X reward points on all spends, milestone benefits, comprehensive insurance, and dining offers across 1,500+ partner restaurants.
"Best for Federal Bank customers wanting a premium card with strong lounge access and milestone rewards from a trusted private bank."

A premium travel card offering 4 reward points per ₹150 on all retail spends, with up to 10X rewards via SmartBuy. Includes 12 domestic and 6 international complimentary lounge visits annually.
"Best for travellers who want a well-rounded card with strong lounge access and HDFC SmartBuy benefits."

Co-branded with Vistara (now merged with Air India), this card earns Club Vistara points on every spend, with up to 6 CV Points per ₹200. Includes complimentary Vistara Gold/Platinum tier upgrades at milestones.
"Best for frequent domestic flyers on Air India/Vistara routes who want airline loyalty tier acceleration."

HSBC's dedicated travel card offering 4X reward points on flights, hotels, travel aggregators, and forex spends, with 1:1 transfer to airline partners (British Airways, Singapore Airlines, Air India, Etihad). Includes 6 domestic + 4 international lounge visits and golf privileges.
"Best for frequent travelers who want strong airline mile earning with 1:1 transfers to premium international carriers, plus solid lounge and golf access."

A premium lifestyle and travel card offering 5X rewards on dining, grocery, departmental stores, and movies, plus 8 complimentary lounge visits annually (expandable to 23 with milestones).
"Best for lifestyle spenders who want accelerated rewards on dining, entertainment, and occasional travel lounge access."

India's best miles-earning card with 5 EDGE Miles per ₹100 on travel and 2 EDGE Miles on other spends. Miles transfer 1:1 to 15+ airline and hotel partners including Marriott, Vistara, and InterMiles.
"Best for frequent flyers who want high value mile transfers and extensive lounge access."

YES Bank's flagship super-premium card offering 36 YES Rewardz Points per ₹200 on online shopping (up to 4.5% return), unlimited international lounge access, 24 domestic lounge visits/year, 1% forex markup, golf privileges, and BOGO movie tickets.
"Best for high-net-worth online shoppers who want best-in-class online reward rates, unlimited international lounge access, and ultra-low forex markup."

A top-tier travel and rewards card offering up to 10X reward points via SmartBuy, unlimited domestic and international lounge access, and comprehensive travel insurance. High reward redemption value.
"Best for high spenders who want unlimited lounge access and maximum reward value via HDFC SmartBuy."

ICICI's flagship super-premium metal card with 6X rewards on flights and 12X on hotel bookings via iShop, unlimited DragonPass lounge access, Taj Epicure membership, and concierge services.
"Best for ICICI customers wanting a super-premium metal card with strong hotel booking rewards and Taj privileges."

A top-tier premium card offering 12 EDGE points per ₹200 (up to ₹1.5L), 35 points above ₹1.5L, unlimited lounge access worldwide, and transferable miles to 20+ airline and hotel partners.
"Best for high-net-worth individuals wanting maximum reward value, unlimited lounge access, and premium brand partnerships."

A modern premium card offering zero forex markup, unlimited complimentary lounge and spa access, golf rounds, Taj Epicure membership, and comprehensive insurance — all with a transparent fee structure.
"Best for premium lifestyle seekers who value zero forex, unlimited spa/golf access, and transparent pricing."