Best Credit Cards

India's most popular lifetime free credit card. Offers 5% cashback on Amazon for Prime members (3% for non-Prime), 2% on partner merchants, and 1% on all other spends. Zero annual fee forever.

A travel-focused co-branded card with Ixigo, offering 10% off on flights and hotels booked via Ixigo, 16 domestic airport lounge + 16 railway lounge visits, zero forex markup, and 10 reward points per ₹200 on online spends.

A lifetime-free premium card offering 10X reward points on spends above ₹20,000/month and on birthday, 3X on all spends up to ₹20K, and 1X on fuel/utility. Features competitive 1.99% forex markup, conditional domestic airport and railway lounge access, BOGO movie tickets, and never-expiring reward points.

A lifetime-free card targeting millennials with 10X reward points on monthly spends above ₹20,000 and on birthday purchases, 6X on online purchases, and 3X on offline. Points never expire and can be redeemed instantly.

A premium Lifetime Free Visa Signature credit card by IndusInd Bank in partnership with Tiger Fintech. Offers a powerful tiered rewards program where you earn up to 6X points on higher annual spends. Packed with travel and lifestyle perks including Priority Pass lounge access, quarterly golf sessions, movie discounts, and a market-leading 1.5% forex markup.

A lifetime-free beginner card offering 5X reward points on top spending categories (auto-detected), never-expiring reward points, and unique features like interest-free ATM cash withdrawal for up to 48 days.

A fintech-first metal credit card with 5X rewards on top spend categories (auto-detected by AI), lifetime free with no annual fee, full app-based management, and instant EMI conversion on any transaction.

India's first customizable credit card — choose 3 out of 9 benefit categories (fuel, travel, entertainment, dining, etc.) and get higher rewards only on what matters to you. Lifetime free with pay-what-you-use model.

HSBC's lifetime-free rewards card offering 2 reward points per ₹150, with 5X accelerated points above ₹4 lakh annual spend. Points can be transferred to airline miles (British Airways, Singapore Airlines, Air India, Etihad) at competitive rates.

A lifetime-free co-branded airline card that earns Club Vistara (CV) points on every spend. Comes with complimentary Vistara Silver tier membership, free priority check-in, and points that can be redeemed for Air India/Vistara flights.

India's best lifetime-free travel card with unlimited domestic lounge access, 0% forex markup, and 10% savings on travel bookings via the Scapia app. No annual fee, ever.

Axis Bank's popular entry-level rewards card offering 4X EDGE Reward Points on dining, movies, and OTT platforms, 1X on all other spends, with easy EMI conversion and dining offers at 10,000+ partner restaurants.

A budget-friendly fuel card providing 6.5% savings on HPCL fuel purchases (up to ₹5,000/month), 1% fuel surcharge waiver, and rewards across dining and grocery categories.

A modern fuel card offering up to 6.5% savings on HPCL fuel, 4X rewards on grocery and utility spends, complimentary lounge access, and IDFC FIRST FASTag auto-recharge integration.

A versatile rewards card powered by Google Pay, offering 5% cashback on utility bill payments, 4% on Swiggy/Zomato/Ola, 2% on all other online spends, and 1.5% on offline transactions.

A simple, no-nonsense cashback card from HSBC offering 1.5% unlimited cashback on all spends with no category restrictions, no cap, and no complicated reward tracking. Lifetime free with no annual fee.

Designed for food delivery enthusiasts, this card offers a massive 10% cashback on Swiggy (food, Instamart, Dineout, Genie), 5% on all other online spends, and 1% on offline spends.

Best-in-class co-branded card offering up to 7.5% cashback on Myntra, 5% on Flipkart & Cleartrip, 4% on partner merchants (Swiggy, Uber, PVR), and 1.5% unlimited cashback everywhere else.

An affordable fuel card offering 4% value back on IOCL fuel purchases, 1% fuel surcharge waiver, and bonus reward points on dining and grocery spending. Very low ₹500 annual fee.

India's most popular cashback card offering a flat 5% cashback on all online spends and 1% on offline purchases. No merchant restrictions — cashback is auto-credited as statement credit.

Targeted at millennials and online shoppers, this card offers 5% cashback on Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow and other partner platforms, plus 1% on all other spends.

The upgraded IndianOil fuel card offering 5% value back on IOCL fuel (4% EDGE Miles + 1% surcharge waiver), 2X on grocery/supermarkets, conditional domestic lounge access, Zomato/dining discounts, and EDGE Miles redeemable for fuel or air miles.

Amex's most accessible card in India, earning 1 Membership Rewards point per ₹50 spent, with 5X bonus on select partners. Includes premium Amex customer service, 4 global lounge visits, and exclusive offers.

The premium co-branded card for the Tata ecosystem, offering up to 10% NeuCoins on Tata Neu (5% base + 5% NeuPass bonus), 5% on partner brands (BigBasket, Croma, 1mg, AirAsia), and 1.5% on all other spends including UPI.

India's best fuel credit card offering 7.25% value back on all BPCL fuel purchases, plus 1% fuel surcharge waiver. Also earns 5% on dining and movies, and 2X on grocery and online shopping.

India's first health and fitness-focused credit card, offering 10X reward points on health, wellness, and fitness platforms including Practo, Cult.fit, Netmeds, Pharmeasy, and Apollo 24|7. Also includes lounge access and dining rewards.

The best card for IndianOil customers, offering 8.5% value back on IOCL fuel purchases, 1% fuel surcharge waiver, and rewards on grocery and department store purchases.

Federal Bank's premium lifestyle card offering 6 complimentary domestic lounge visits, 2X reward points on all spends, milestone benefits, comprehensive insurance, and dining offers across 1,500+ partner restaurants.

A premium travel card offering 4 reward points per ₹150 on all retail spends, with up to 10X rewards via SmartBuy. Includes 12 domestic and 6 international complimentary lounge visits annually.

Co-branded with Vistara (now merged with Air India), this card earns Club Vistara points on every spend, with up to 6 CV Points per ₹200. Includes complimentary Vistara Gold/Platinum tier upgrades at milestones.

HSBC's dedicated travel card offering 4X reward points on flights, hotels, travel aggregators, and forex spends, with 1:1 transfer to airline partners (British Airways, Singapore Airlines, Air India, Etihad). Includes 6 domestic + 4 international lounge visits and golf privileges.

A premium lifestyle and travel card offering 5X rewards on dining, grocery, departmental stores, and movies, plus 8 complimentary lounge visits annually (expandable to 23 with milestones).

India's best miles-earning card with 5 EDGE Miles per ₹100 on travel and 2 EDGE Miles on other spends. Miles transfer 1:1 to 15+ airline and hotel partners including Marriott, Vistara, and InterMiles.

YES Bank's flagship super-premium card offering 36 YES Rewardz Points per ₹200 on online shopping (up to 4.5% return), unlimited international lounge access, 24 domestic lounge visits/year, 1% forex markup, golf privileges, and BOGO movie tickets.

A top-tier travel and rewards card offering up to 10X reward points via SmartBuy, unlimited domestic and international lounge access, and comprehensive travel insurance. High reward redemption value.

ICICI's flagship super-premium metal card with 6X rewards on flights and 12X on hotel bookings via iShop, unlimited DragonPass lounge access, Taj Epicure membership, and concierge services.

A top-tier premium card offering 12 EDGE points per ₹200 (up to ₹1.5L), 35 points above ₹1.5L, unlimited lounge access worldwide, and transferable miles to 20+ airline and hotel partners.

A modern premium card offering zero forex markup, unlimited complimentary lounge and spa access, golf rounds, Taj Epicure membership, and comprehensive insurance — all with a transparent fee structure.