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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The BPCL SBI Card Octane by SBI Card is a Fuel offering featuring 7.25% cashback. Key benefits include 7.25% value back on BPCL fuel, 1% fuel surcharge waiver. Most suitable for users seeking Best for daily commuters, SUV...
SBI Card
BPCL SBI Card Octane
Data Verified
Last checked: 25 Feb 2026Best for daily commuters, SUV owners, and business logistics spenders who refuel regularly at BPCL.
The highest-yield fuel card in India. Offers 7.25% value back on BPCL fuel stations, and accelerated rewards on dining, grocery, and movies.
FuelOnlineDining
Annual Fee
₹1499
Annual fee waived on spending ₹2 lakh in previous year
Cashback
7.25%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹21,750
Based on your 7.25% cashback rate.
Expert Verdict
"BPCL Octane is an absolute champion in the fuel segment. The 7.25% returns beat every other bank competitor. Because joining fee is fully offset by the welcome points, first year is practically free. Verdict: Top fuel card choice."
Key Privileges
Welcome Benefit6,000 bonus reward points (worth ₹1,500) on fee payment
Fee WaiverAnnual fee waived on spending ₹2 lakh in previous year
Interest Rate (APR)42%
Min. Income₹4 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score720
- Min. Income₹4 lakh per annum
- EmploymentSalaried/Self