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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The Axis Bank MyZone Credit Card by Axis Bank is a Rewards offering featuring 1% cashback. Key benefits include 4X EDGE Reward Points on dining & movies, 1X on all other spends. Most suitable for users seeking Best for young professionals and...
Axis Bank
Axis Bank MyZone Credit Card
Data Verified
Last checked: 1 Mar 2026Best for young professionals and foodies who frequently dine out and want accelerated rewards on entertainment spending.
Axis Bank's popular entry-level rewards card offering 4X EDGE Reward Points on dining, movies, and OTT platforms, 1X on all other spends, with easy EMI conversion and dining offers at 10,000+ partner restaurants.
DiningEntertainmentShoppingRewards
Annual Fee
₹500
Annual fee waived on ₹50,000 annual spend
Cashback
1%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹3,000
Based on your 1% cashback rate.
Expert Verdict
"Axis MyZone is Axis Bank's bestseller for a reason. 4X on dining and movies directly targets the biggest spending category for young Indians. The 15% Axis Dining Delights discount at 10,000+ restaurants stacks on top of the reward points, creating double value. Verdict: The best entry-level dining + entertainment rewards card."
Key Privileges
Welcome Benefit500 bonus EDGE Reward Points on first spend
Fee WaiverAnnual fee waived on ₹50,000 annual spend
Interest Rate (APR)42%
Min. Income₹3 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3 lakh per annum
- EmploymentSalaried/Self