AI Insights: Quick Facts
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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The SBI Card Prime by SBI Card is a Rewards offering featuring 2% cashback. Key benefits include 20 Points on Birthday Spend, 10 Points on Dining/Grocery. Most suitable for users seeking Families and all-rounders who spend...
SBI Card
SBI Card Prime
Data Verified
Last checked: 21 Mar 2026Families and all-rounders who spend across dining, groceries, and occasional international travel.
A versatile reward card offering high returns on birthday spends, dining, groceries, and travel milestone benefits.
DiningGroceryShoppingMovies
Annual Fee
₹2999
Annual fee waived on ₹3 lakh annual spend
Cashback
2%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹6,000
Based on your 2% cashback rate.
Expert Verdict
"SBI Prime is a reliable workhorse in the SBI lineup. It offers a balanced reward structure covering everyday essentials like groceries and departmental stores. The inclusion of 4 international lounge visits via Priority Pass at the ₹2,999 price point makes it competitive for moderate travelers."
Key Privileges
Welcome Benefit₹3,000 e-gift voucher from brands (Pantaloons, Shoppers Stop, etc)
Fee WaiverAnnual fee waived on ₹3 lakh annual spend
Interest Rate (APR)42%
Min. Income₹6 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score740
- Min. Income₹6 lakh per annum
- EmploymentSalaried/Self