AI Insights: Quick Facts
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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The HSBC Cashback Credit Card by HSBC is a Cashback offering featuring 1.5% cashback. Key benefits include 10% cashback on dining and groceries, 1.5% unlimited cashback on other spends. Most suitable for users seeking Best for frequent food delivery,...
HSBC
HSBC Cashback Credit Card
Data Verified
Last checked: 1 Mar 2026Best for frequent food delivery, grocery shoppers, and dining lovers who spend heavily in metropolitan areas.
Premium cashback card offering accelerated 10% cashback on dining, food delivery, grocery, and online spends, alongside a flat 1.5% unlimited cashback on other spends.
ShoppingCashbackOnline
Annual Fee
₹999
Annual fee of ₹999 waived on spending ₹2 lakh in the previous year
Cashback
1.5%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹4,500
Based on your 1.5% cashback rate.
Expert Verdict
"The HSBC card offers a powerful 10% cashback rate on popular lifestyle categories like dining and food ordering apps, alongside a solid 1.5% base offline rate. The ₹2 Lakh milestone for annual fee waiver is highly realistic for active cardholders. Verdict: An elite daily lifestyle option."
Key Privileges
Welcome BenefitAmazon gift voucher worth ₹1,000 on first transaction
Fee WaiverAnnual fee of ₹999 waived on spending ₹2 lakh in the previous year
Interest Rate (APR)42%
Min. Income₹4 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score720
- Min. Income₹4 lakh per annum
- EmploymentSalaried/Self