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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The HDFC Diners Club Black Credit Card by HDFC Bank is a Travel offering featuring 3.3% cashback. Key benefits include Up to 10X reward points via SmartBuy, Unlimited domestic + international lounge access. Most suitable for users seeking Best for ultra-high-income corporate executives...
HDFC Bank
HDFC Diners Club Black Credit Card
Data Verified
Last checked: 25 Feb 2026Best for ultra-high-income corporate executives and business owners loyal to the HDFC ecosystem.
HDFC's high-end card utilizing the premium Diners Club network. Offers unlimited lounge access worldwide, complimentary luxury golf rounds, and points redeemable at high value.
TravelRewardsGolf
Annual Fee
₹10000
Annual fee waived on spending ₹8 lakh in previous year
Cashback
3.3%
Headline Rate
Forex Markup
2%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹9,900
Based on your 3.3% cashback rate.
Expert Verdict
"Diners Club Black is a true prestige card. Unlimited lounge access extends to both primary and add-on cardholders. Exceptional reward conversion rates. The only drawback is occasional Diners network acceptance issues in small merchant outlets. Verdict: Elite status asset."
Key Privileges
Welcome BenefitWelcome vouchers worth ₹10,000+ on fee payment
Fee WaiverAnnual fee waived on spending ₹8 lakh in previous year
Interest Rate (APR)42%
Min. Income₹21 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score760
- Min. Income₹21 lakh per annum
- EmploymentSalaried/Self