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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The Swiggy HDFC Bank Credit Card by HDFC Bank is a Cashback offering featuring 10% cashback. Key benefits include 10% cashback on Swiggy (all services), 5% on online spends. Most suitable for users seeking Best for foodies, families, and...
HDFC Bank
Swiggy HDFC Bank Credit Card
Data Verified
Last checked: 25 Feb 2026Best for foodies, families, and city dwellers who order daily groceries and meals via Swiggy.
The ultimate dining co-branded card. Offers a massive 10% cashback on all Swiggy spends (Food, Instamart, Dineout, Genie) and 5% on highly popular online shopping merchants.
DiningOnlineGroceryCashback
Annual Fee
₹500
Annual fee waived on spending ₹2 lakh in previous year
Cashback
10%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹30,000
Based on your 10% cashback rate.
Expert Verdict
"Swiggy HDFC has disrupted the dining rewards segment. The 10% rate on Swiggy is capped at ₹1,500 monthly, which accommodates a robust ₹15,000 spend. The 5% shopping accelerator covers major online sites. Cashback is credited directly as Swiggy Money. Verdict: High yield utility card."
Key Privileges
Welcome Benefit3 months complimentary Swiggy One membership
Fee WaiverAnnual fee waived on spending ₹2 lakh in previous year
Interest Rate (APR)42%
Min. Income₹3.6 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3.6 lakh per annum
- EmploymentSalaried/Self