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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The Club Vistara IDFC FIRST Bank Credit Card by IDFC FIRST Bank is a Travel offering featuring 3% cashback. Key benefits include Earn CV Points on every spend, Complimentary Vistara Silver tier membership. Most suitable for users seeking Best for travelers seeking airline...
IDFC FIRST Bank
Club Vistara IDFC FIRST Bank Credit Card
Data Verified
Last checked: 1 Mar 2026Best for travelers seeking airline points, priority luggage handling, and complimentary upgrades on Vistara & Air India.
A co-branded airline card that earns Club Vistara (CV) points on every spend. Comes with complimentary Vistara Silver tier membership, free priority check-in, and points that can be redeemed for Air India/Vistara flights.
TravelAirlinesRewards
Annual Fee
₹4999
Annual fee waived on spending ₹3 lakh in previous year
Cashback
3%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹9,000
Based on your 3% cashback rate.
Expert Verdict
"A solid co-branded airline card from IDFC FIRST Bank. Post Vistara-Air India merger, your points now unlock the expanded Air India network. Stack it as a premium travel card. Verdict: Outstanding co-branded choice."
Key Privileges
Welcome BenefitComplimentary Vistara Silver membership + 1 complimentary Premium Economy ticket + 500 CV Points on first spend
Fee WaiverAnnual fee waived on spending ₹3 lakh in previous year
Interest Rate (APR)42%
Min. Income₹3 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3 lakh per annum
- EmploymentSalaried/Self