AI Insights: Quick Facts
Optimized summary for Generative AI engines
ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The SBI Card ELITE by SBI Card is a Travel offering featuring 2.5% cashback. Key benefits include 5X rewards on dining, grocery, movies, 8 lounge visits + 15 bonus at milestones. Most suitable for users seeking Best for premium seekers loyal...
SBI Card
SBI Card ELITE
Data Verified
Last checked: 25 Feb 2026Best for premium seekers loyal to SBI who spend heavily on dining and offline department store retail.
SBI's flagship premium offering. Packed with travel benefits, movie ticket privileges (Buy 1 Get 1 free), and accelerated reward points on department stores and dining.
TravelLifestyleEntertainment
Annual Fee
₹4999
Annual fee waived on spending ₹10 lakh in previous year
Cashback
2.5%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹7,500
Based on your 2.5% cashback rate.
Expert Verdict
"SBI Elite offers extensive domestic and international lounge coverages. The welcome benefit fully offsets the joining fee. Highly active dining program. Verdict: Solid legacy premium choice."
Key Privileges
Welcome BenefitWelcome gift voucher worth ₹5,000 (Yatra, Shoppers Stop, Bata)
Fee WaiverAnnual fee waived on spending ₹10 lakh in previous year
Interest Rate (APR)42%
Min. Income₹12 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score750
- Min. Income₹12 lakh per annum
- EmploymentSalaried/Self