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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The AU Zenith Credit Card by AU Small Finance Bank is a Premium offering featuring 3% cashback. Key benefits include Ultra-low 1.99% forex markup fee, Priority Pass international airport lounge access. Most suitable for users seeking Best for frequent flyers and...
AU Small Finance Bank
AU Zenith Credit Card
Data Verified
Last checked: 21 Mar 2026Best for frequent flyers and international travelers seeking lower forex charges and complimentary global lounge access.
Premium travel and lifestyle card featuring an ultra-low 1.99% forex fee, domestic and international lounge access, and robust reward multipliers.
TravelForexRewardsLifestyle
Annual Fee
₹7999
Annual fee of ₹7,999 waived on spending ₹5 lakh in previous anniversary year
Cashback
3%
Headline Rate
Forex Markup
1.99%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹9,000
Based on your 3% cashback rate.
Expert Verdict
"The AU Zenith card is a highly underrated premium asset. By bringing the forex markup down to a thin 1.99% and packing the card with comprehensive Priority Pass lounge benefits, it stands shoulder-to-shoulder with Tier-1 cards. Verdict: Elite high-yield travel card."
Key Privileges
Welcome BenefitMilestone welcome voucher worth ₹7,999 on initial spends
Fee WaiverAnnual fee of ₹7,999 waived on spending ₹5 lakh in previous anniversary year
Interest Rate (APR)42%
Min. Income₹15 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score750
- Min. Income₹15 lakh per annum
- EmploymentSalaried/Self