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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The HSBC TravelOne Credit Card by HSBC is a Travel offering featuring 3% cashback. Key benefits include 4X RP on flights, hotels, travel & forex spends, 1:1 transfer to British Airways, Singapore Airlines, Air India, Etihad. Most suitable for users seeking Best for frequent travelers who...
HSBC
HSBC TravelOne Credit Card
Data Verified
Last checked: 2 Mar 2026Best for frequent travelers who want strong airline mile earning with 1:1 transfers to premium international carriers, plus solid lounge and golf access.
HSBC's dedicated travel card offering 4X reward points on flights, hotels, travel aggregators, and forex spends, with 1:1 transfer to airline partners (British Airways, Singapore Airlines, Air India, Etihad). Includes 6 domestic + 4 international lounge visits and golf privileges.
TravelAirlinesHotelsForexGolf
Annual Fee
₹4999
Annual fee waived on ₹8 lakh annual spend
Cashback
3%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹9,000
Based on your 3% cashback rate.
Expert Verdict
"HSBC TravelOne is the travel companion India needed. 4X on all travel + forex gives serious mile-earning power. The 1:1 transfer ratio to British Airways Avios, KrisFlyer, and Air India is best-in-class — no devaluation on conversion. 10 total lounge visits (6 domestic + 4 international) is generous at this price. Golf rounds add premium lifestyle value. The ₹8L fee waiver is reasonable for frequent travelers. Welcome benefits (₹4,000+ in vouchers) nearly cover the annual fee. Verdict: Best mid-premium travel card for international mile collectors."
Key Privileges
Welcome Benefit₹1,000 cashback + ₹3,000 Postcard Hotel voucher + 3-month EazyDiner Prime on ₹10K spend in 30 days
Fee WaiverAnnual fee waived on ₹8 lakh annual spend
Interest Rate (APR)42%
Min. Income₹6 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
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Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score750
- Min. Income₹6 lakh per annum
- EmploymentSalaried/Self