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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The Axis Bank Privilege Credit Card by Axis Bank is a Lifestyle offering featuring 2% cashback. Key benefits include 12,500 activation reward points (worth ₹2,500), 10,000 milestone bonus points. Most suitable for users seeking Best for cardholders looking for...
Axis Bank
Axis Bank Privilege Credit Card
Data Verified
Last checked: 21 Mar 2026Best for cardholders looking for high activation and milestone reward boosters combined with regular lounge access.
A premium lifestyle and shopping card offering 12,500 welcome reward points, quad-annual airport lounge visits, milestone perks, and dining privileges.
LifestyleShoppingRewards
Annual Fee
₹1500
Annual fee of ₹1,500 waived on spending ₹2.5 lakh in previous anniversary year
Cashback
2%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹6,000
Based on your 2% cashback rate.
Expert Verdict
"The Axis Privilege card effectively pays for itself in the first year by giving ₹2,500 worth of reward points for a ₹1,500 fee. The quarterly lounge visits and EazyDiner access provide continuous ongoing benefits. Verdict: Solid mid-tier lifestyle value."
Key Privileges
Welcome Benefit12,500 EDGE Reward points on fee payment and first spend within 30 days
Fee WaiverAnnual fee of ₹1,500 waived on spending ₹2.5 lakh in previous anniversary year
Interest Rate (APR)42%
Min. Income₹6 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score720
- Min. Income₹6 lakh per annum
- EmploymentSalaried/Self