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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The Tata Neu Infinity HDFC Bank Credit Card by HDFC Bank is a Cashback offering featuring 10% cashback. Key benefits include Up to 10% NeuCoins on Tata Neu & partners, 1.5% NeuCoins on all other spends (including UPI). Most suitable for users seeking Best for heavy Tata ecosystem...
HDFC Bank
Tata Neu Infinity HDFC Bank Credit Card
Data Verified
Last checked: 1 Mar 2026Best for heavy Tata ecosystem users wanting maximum rewards on groceries, electronics, and travel, with premium lounge access.
The premium co-branded card for the Tata ecosystem, offering up to 10% NeuCoins on Tata Neu (5% base + 5% NeuPass bonus), 5% on partner brands (BigBasket, Croma, 1mg, AirAsia), and 1.5% on all other spends including UPI.
ShoppingGroceryOnlineCashbackLifestyle
Annual Fee
₹1499
Annual fee waived on spending ₹3 lakh in previous year
Cashback
10%
Headline Rate
Forex Markup
2%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹30,000
Based on your 10% cashback rate.
Expert Verdict
"The Tata Neu Infinity is arguably the best ecosystem card in India. By offering up to 10% value back on Tata Neu apps (BigBasket, Croma, 1mg, etc.) and a solid 1.5% on everything else (including UPI), it covers almost all household spending. The 2% forex markup is best-in-class for a non-premium card. The welcome benefit effectively makes the first year free. Verdict: A must-have for anyone who spends ₹20k+ monthly on Tata brands."
Key Privileges
Welcome Benefit1,499 NeuCoins on first transaction within 30 days of issuance
Fee WaiverAnnual fee waived on spending ₹3 lakh in previous year
Interest Rate (APR)42%
Min. Income₹6 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score720
- Min. Income₹6 lakh per annum
- EmploymentSalaried/Self