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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The Aditya Birla Sun Life Savings Fund - Direct Plan - Growth by Aditya Birla Sun Life Mutual Fund is a premium offering featuring null% interest rates. Key benefits include Diversified Debt, Regular Income. Most suitable for users seeking Best for conservative investors seeking...
Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Savings Fund - Direct Plan - Growth
Data Verified
Last checked: 25 Feb 2026Best for conservative investors seeking better post-tax returns than bank FDs for a 6-month period.
A well-diversified ultra-short duration fund that aims to provide optimal returns with low risk through a portfolio of high-quality debt instruments.
Diversified DebtRegular IncomeLow RiskNo Lock-inQuality Credit
3Y Returns
6.6%
Annualized CAGR
AUM
₹14200Cr
Asset Size
Expense Ratio
0.32%
Direct Plan
Value Calculator
AI Powered
₹25,000
MinMax
12
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Maturity Value
₹54,98,356
Wealth Gained: ₹18,98,356
Expert Verdict
"This fund has a long track record of managing credit and duration risks effectively. It maintains a high-quality portfolio with minimal exposure to lower-rated papers. It's a solid "savings" utility card for any portfolio. Verdict: Consistent performer in the ultra-short space."
Fund Details
Fund CategoryUltra Short Duration
Fund ManagerKaustubh Gupta
BenchmarkNIFTY Ultra Short Duration Debt Index B-I
Exit LoadNil
Rating4/5 Stars
Min SIP₹1000
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Eligibility Summary
- Min. Credit Score700+
- Min. Income₹20k/mo
- EmploymentSalaried/Self