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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The Axis Bank Home Loan by Axis Bank is a premium offering featuring 8.75% interest rates. Key benefits include Asha Loans for Low Income, QuikPay for Faster Repayment. Most suitable for users seeking Best for borrowers with non-standard...
Axis Bank
Axis Bank Home Loan
Data Verified
Last checked: 25 Feb 2026Best for borrowers with non-standard income profiles or those wanting to earn reward points on debt.
Flexible home loans with features like Asha Home Loans for low-income segments and QuikPay Home Loans for faster repayment.
Asha Loans for Low IncomeQuikPay for Faster RepaymentReward Points on EMIBalance TransferOnline Tracking
Interest Rate
8.75%
Starts From p.a.
Max Tenure
30 Yrs
360 Months
Loan Amount
to
Up to ₹5 Crore
Value Calculator
AI Powered
₹25,000
MinMax
12
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Monthly EMI
₹2,183
Total interest: ₹1,201
Expert Verdict
"Axis Bank offers some of the most innovative home loan variants like "Shubh Aarambh" which offers EMI waivers. Their QuikPay option is great for those looking to close loans faster. Processing fees can be slightly on the higher side. Verdict: Best for innovative loan structures."
Key Privileges
EligibilityAge 21-60, Salaried/Self-employed
Processing FeeUp to 1.00% of loan amount, Min ₹10,000
PrepaymentNil
Lock-inNone
DocumentationStandard KYC, Last 2 years ITR, Salary slips
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700+
- Min. Income₹15,000 per month (Asha) / ₹30,000 (Regular)
- EmploymentSalaried/Self