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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The Kotak Balanced Advantage Fund - Direct - Growth by Kotak Mahindra Mutual Fund is a premium offering featuring null% interest rates. Key benefits include Model-driven, Downside Protection. Most suitable for users seeking Best for investors looking for...
Kotak Mahindra Mutual Fund
Kotak Balanced Advantage Fund - Direct - Growth
Data Verified
Last checked: 25 Feb 2026Best for investors looking for a disciplined, model-based approach to dynamic asset allocation.
Uses a proprietary "Ennead" model to manage the equity-debt mix dynamically, focusing on capital appreciation while managing downside risk.
Model-drivenDownside ProtectionFlexible AllocationTaxed as EquityStable Alpha
3Y Returns
13.5%
Annualized CAGR
AUM
₹16800Cr
Asset Size
Expense Ratio
0.68%
Direct Plan
Value Calculator
AI Powered
₹25,000
MinMax
12
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Maturity Value
₹90,05,951
Wealth Gained: ₹54,05,951
Expert Verdict
"Kotak BAF is less aggressive than ICICI BAF but more model-driven. Guided by Harish Krishnan, it provides an exceptionally smooth ride across market cycles. It is a fantastic "set-and-forget" allocator. Verdict: Safe and steady dynamic asset allocator."
Fund Details
Fund CategoryBalanced Advantage
Fund ManagerHarish Krishnan
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Exit Load1% if redeemed within 1 year
Rating4/5 Stars
Min SIP₹1000
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Zero Physical Documentations
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Eligibility Summary
- Min. Credit Score700+
- Min. Income₹20k/mo
- EmploymentSalaried/Self