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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The HDFC Overnight Fund - Direct Plan - Growth by HDFC Mutual Fund is a premium offering featuring null% interest rates. Key benefits include Maximum Safety, Zero Exit Load. Most suitable for users seeking Best for risk-averse investors who...
HDFC Mutual Fund
HDFC Overnight Fund - Direct Plan - Growth
Data Verified
Last checked: 25 Feb 2026Best for risk-averse investors who want to park money for a few days without any exit load or interest rate risk.
The safest possible mutual fund investment, investing in securities that mature in just one business day. Extremely low risk and near-zero volatility.
Maximum SafetyZero Exit LoadOne-day MaturityUltra-low RiskStable Returns
3Y Returns
5.85%
Annualized CAGR
AUM
₹12450Cr
Asset Size
Expense Ratio
0.07%
Direct Plan
Value Calculator
AI Powered
₹25,000
MinMax
12
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Maturity Value
₹52,27,131
Wealth Gained: ₹16,27,131
Expert Verdict
"HDFC Overnight Fund is built for maximum capital protection. Since it resets every day, it has practically zero interest rate risk. The expense ratio is among the lowest in the industry. Verdict: The gold standard for ultra-short term safety."
Fund Details
Fund CategoryOvernight
Fund ManagerAnil Bamboli
BenchmarkNIFTY 1D Rate Index
Exit LoadNil
Rating4/5 Stars
Min SIP₹100
Start Investing
Complete your KYC digitally and start your SIP in minutes. Secure and transparent.
Instant AMC Connectivity
Safe via BSE/NSE Star
Zero Physical Documentations
By clicking invest, you will be redirected to the official AMC portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700+
- Min. Income₹20k/mo
- EmploymentSalaried/Self