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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The ICICI Prudential Balanced Advantage Fund - Direct - Growth by ICICI Prudential Mutual Fund is a premium offering featuring null% interest rates. Key benefits include Dynamic Allocation, Taxed as Equity. Most suitable for users seeking Best for investors who want...
ICICI Prudential Mutual Fund
ICICI Prudential Balanced Advantage Fund - Direct - Growth
Data Verified
Last checked: 25 Feb 2026Best for investors who want equity exposure but are afraid of market crashes — the fund protects on the downside.
A dynamic asset allocation fund that automatically moves between equity and debt based on market valuations. Aiming for equity-like returns with much lower volatility.
Dynamic AllocationTaxed as EquityLow VolatilityAuto-RebalancingAll-weather Fund
3Y Returns
14.2%
Annualized CAGR
AUM
₹58200Cr
Asset Size
Expense Ratio
0.65%
Direct Plan
Value Calculator
AI Powered
₹25,000
MinMax
12
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Maturity Value
₹94,93,814
Wealth Gained: ₹58,93,814
Expert Verdict
"The ICICI Pru BAF is a category leader. Under S. Naren's expert guidance, the fund sells equity when markets are high and buys when they are low. This "counter-cyclical" approach has proven extremely effective over decades. Verdict: The best core fund for any moderate portfolio."
Fund Details
Fund CategoryBalanced Advantage
Fund ManagerS. Naren
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Exit LoadUp to 1% if redeemed within 1 year
Rating5/5 Stars
Min SIP₹100
Start Investing
Complete your KYC digitally and start your SIP in minutes. Secure and transparent.
Instant AMC Connectivity
Safe via BSE/NSE Star
Zero Physical Documentations
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Eligibility Summary
- Min. Credit Score700+
- Min. Income₹20k/mo
- EmploymentSalaried/Self